This platform is no longer active.
Profile retained as a historical reference. The information on this page does not represent an active investment opportunity. Explore active platforms
ArchOver
Business lending P2P platform that ceased trading.
Other. does not receive payment when you visit a platform. Inclusion is not endorsement.
- N/A
- Minimum investment
- £50M
- AUM / raised
- 2014
- Founded
- UK
- Geography
- No
- Secondary market
- Debt
- Investment type
ArchOver in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Private Debt
- Investment type
- Debt
- FCA authorised · Peer-to-Peer (P2P)
- N/A
- £50M
- Founded
- 2014
- Geography
- UK
- No
- Operating status
- Closed
- Last reviewed
- February 2026
- Website
- archover.com
What was ArchOver?
ArchOver Limited (FRN 723755) was an FCA-authorised peer-to-peer business lending platform that ceased trading. The platform specialised in receivables-backed lending to UK SMEs, offering investors loans secured against business invoices and, in some cases, backed by trade credit insurance.
ArchOver differentiated itself in the P2P market by focusing on invoice-backed lending with credit insurance, positioning its products as lower-risk within the P2P spectrum. However, the platform ultimately ceased operations as part of the broader contraction of the UK P2P sector.
How did ArchOver work?
ArchOver offered investors access to business loans secured against verified invoices from creditworthy debtors. Many loans carried trade credit insurance, providing an additional layer of protection. The platform's model was designed to reduce default risk by tying lending to receivables from established businesses.
What did ArchOver offer?
ArchOver is no longer operational. When active, the platform offered receivables-backed business loans with projected returns typically in the range of 5–8% per annum. The credit-insured model was distinctive within the UK P2P market.
Who was ArchOver for?
ArchOver is no longer accepting new investors. The platform's receivables-backed, credit-insured model represented an interesting structural approach to P2P lending risk management that differed from the property-secured model favoured by most UK platforms.
Sources and methodology
- Last reviewed
- February 2026
- Sources
- FCA Register, Companies House, platform disclosures
- Methodology
- How we research platforms →
Editorial research, not financial advice. See the full disclaimer in the site footer. Are you the owner of ArchOver or representing the company? To submit an addition, clarification or correction, get in touch or use our contact form.
ArchOver vs other Private Debt platforms
| ArchOver | Crowd2Fund | Goji | Charm Impact | |
|---|---|---|---|---|
| Minimum | N/A | £250 | Set by third-party platforms | $50,000 |
| FCA status | FCA authorised | FCA authorised | Regulatory status unverified | Not FCA regulated |
| Structure | Debt | Debt, Equity | Debt, Equity | Debt |
| Secondary market | No | No | No | No |
| Founded | 2014 | 2014 | 2016 | 2018 |
| Geography | UK | UK | UK (headquartered); global via partners | Africa & Southeast Asia |
Understanding private lending, direct loans, and debt investments. How non-bank lenders generate yield and how individual investors can access the asset class.