Open Access Finance

FCA-authorised consumer P2P lending platform providing affordable credit to borrowers and fixed-income returns to investors.

Founded

2016

Geography

General Information

Open Access Finance Ltd (FRN 741896) is an FCA-authorised consumer P2P lending platform founded in 2016. The platform provides affordable credit to consumers, funded by investors seeking fixed-income returns from consumer lending.

Limited detailed public information is available about the platform's current scale and track record.

How does it work?

Open Access Finance operates as a consumer P2P platform matching investors with borrowers. The platform handles credit assessment, loan origination, servicing, and collections.

What do they offer?

Consumer P2P lending opportunities from approximately £100. Loans are unsecured consumer credit. Specific terms should be verified directly.

Who is it for?

Investors should verify current offerings directly. Consumer lending carries default risk. Investments are typically illiquid. Capital is at risk.

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Last reviewed: February 2026Sources: FCA Register, Companies House, platform disclosures

Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.

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