Open Access Finance

Open Access Finance Ltd is recorded on the FCA Financial Services Register as an Appointed Representative under FRN 823195. Its principal firm is UNBOLTED LTD (FRN 741896), and the FCA-listed website is unbolted.com/uk/. FCA-registered permissions relate to operating an electronic system in relation to lending and debt services — not general online trading or CFDs.

Being an Appointed Representative means the principal firm (Unbolted Ltd) is ultimately responsible for the AR's regulated activities. The primary openaccessfinance.com domain was offline at review and the Trustpilot page returned no usable record — treated as operationally inactive.

Under the AR regime, Open Access Finance Ltd may carry out regulated activities only within the scope permitted by its principal (Unbolted Ltd) and within FCA-registered permissions. Public-facing operational details for an active platform offering to UK retail investors could not be confirmed, and the primary domain was offline at review.

FCA permissions for the AR reference an electronic lending system and debt-related services rather than online trading or CFDs. Third-party claims that the firm offers tiered "Silver/Gold/Platinum/VIP" trading accounts or CFD products are not corroborated by the FCA Register and appear to relate to other, similarly named operators. No verifiable fee schedule, minimum investment or performance history was located.

Given the absence of an active investor-facing platform and the unverified state of any consumer offering under this name, the firm is not currently suitable for retail investors seeking a live UK alternative-lending product. Any historical AR-based regulated activity remains subject to the principal firm's responsibility.