AltInvest UK

AltInvest UK, operating under the trading name Alt UK, is a platform specialising in investments in pre-leased warehouses and commercial properties within the UK. The platform is provided by PS UK Holdco Ltd, a company registered in England and Wales with company number 14375735 and a registered office at 41 Lothbury, London, United Kingdom, EC2R 7HF [2].

AltInvest UK functions as an Appointed Representative of Leela Capital Regulatory Solutions Limited (LCRS) [9], which is authorised and regulated by the Financial Conduct Authority (FCA) with FRN 845185 [9]. The platform states it has £200 million in Assets Under Management and over 300,000 users [7, 8, 9]. AltInvest UK was recognised as a Top 20 Global Fintech by CNBC in 2023 [7, 8, 9].

AltInvest UK operates a non-discretionary platform, offering investors the ability to choose specific investment opportunities [7]. The process involves signing up on the platform, browsing available listings, and completing an entirely digital investment process by clicking 'invest now' [8, 9].

Investors receive quarterly rent distributions directly into their bank accounts, along with property management updates on the asset [8, 9]. For exiting investments, the platform offers two avenues: selling shares on its proprietary resale platform or awaiting the asset's sale to a third party [8, 9].

AltInvest UK facilitates fractional investments in pre-leased Class A warehouses and commercial properties across the UK [7, 9]. These opportunities are presented with anticipated rental yields of 6-7% and projected returns of 12-15% [9]. The minimum investment required is £50,000 [7, 9].

The platform's track record includes over £20 million in warehousing investments, with a recent exit yielding a 25% Internal Rate of Return (IRR) [7, 9]. An example of an exited opportunity is Benyon Park in Leeds, United Kingdom, which involved £4.4 million in equity and an exit in August 2024 at a 25.0% IRR [7, 9].

Additionally, investors have access to asset management services, including leasing and property management [9]. The platform integrates technology such as Virtual Reality (VR) for property visits, a mobile application for portfolio tracking, and Artificial Intelligence (AI) for data-driven insights [7].

AltInvest UK is intended for individual investors seeking to participate in institutional-grade real estate opportunities, specifically in pre-leased warehouses and commercial properties in the UK [8, 9]. The platform emphasises a non-discretionary investment approach, allowing investors to select their preferred opportunities [7].

Investments offered are considered by the Financial Conduct Authority (FCA) as high-risk, and investors should be prepared for the possibility of losing all invested capital if the business offering the investment fails. The platform explicitly warns that investment results cannot be guaranteed, and past performance does not guarantee future success.

Several points warrant close attention for potential investors. The low trust score of 27.8 out of 100 assigned by Scam Detector, accompanied by warnings of 'high-risk activity related to phishing, spamming, and other factors,' is a significant red flag.

While AltInvest UK clarifies its Appointed Representative status under an FCA-regulated firm, the explicit disclosure that the investment itself is 'not regulated by the FCA' and carries a risk of total capital loss, with limited access to FSCS or FOS for investment performance issues, is a critical watch point.

Another entity, 'Alt Ltd,' which was previously an FCA Appointed Representative, is no longer registered to carry out regulated activities (not independently verified). This prior existence of a similarly named, now deregulated, entity could lead to confusion and highlights the importance of verifying the specific regulatory status of any investment platform.