Best Real Estate Crowdfunding Platforms in the UK
Real estate crowdfunding platforms in the UK allow individual investors to access property-backed investments that were traditionally reserved for institutions and high-net-worth individuals. These platforms connect investors with property developers and borrowers, offering exposure to residential developments, commercial projects, bridging loans, and buy-to-let mortgages.
The UK market has matured significantly since the first property crowdfunding platforms launched in the early 2010s. Today, investors can choose between debt-based platforms — where capital is lent against property security — and equity-based models that offer fractional ownership of property assets. Minimum investments typically range from £100 to £1,000, making property investment accessible to a much wider audience.
Regulation plays a critical role in this sector. Most established platforms operate under FCA authorisation, either as peer-to-peer lending platforms or as investment-based crowdfunding intermediaries. FCA regulation requires platforms to meet capital adequacy standards, maintain client money segregation, and follow conduct rules designed to protect investors. However, regulation does not eliminate investment risk — property values can fall, developments can be delayed, and borrowers can default.
When evaluating real estate crowdfunding platforms, key factors include the platform's track record (including default rates and recovery performance), the quality of security arrangements, minimum investment thresholds, liquidity options such as secondary markets, and fee transparency. Geographic focus also matters — some platforms specialise in prime London property while others cover regional UK markets.
The platforms featured below have been selected based on their regulatory status, operational track record, investment minimums, and the breadth of property opportunities they offer to UK investors.
How we selected these platforms
- FCA authorisation or registration
- Active and accepting new investors
- Minimum 3-year operational track record
- Transparent fee structure
- Property-backed security on investments
Platform Comparison
| Platform | Min Investment | Type | FCA Status | Secondary Market |
|---|---|---|---|---|
| CrowdProperty | £500 | Debt | FCA-Regulated | No |
| CapitalRise | £1,000 | Debt | FCA-Regulated | Yes |
| Kuflink | £100 | Debt | FCA-Regulated | Yes |
| LendInvest | £100 | Debt | FCA-Regulated | No |
| Shojin | £5,000 | Debt, Equity | FCA-Regulated | No |
| Housemartin | £1 | Equity | FCA-Regulated | Yes |
| Brickowner | £2,500 | Debt, Equity | FCA-Regulated | Yes |
| London House Exchange (formerly Property Partner) | £1,000 | Equity | FCA-Regulated | Yes |
| Blend Network | £1,000 | Debt | Deregistered | Yes |
| Loanpad | £10 | Debt | FCA-Regulated | Yes |
Data sourced from platform websites and FCA register. Last updated 2026-03-05.
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