Whiskey & Wealth Club

Whiskey & Wealth Club Limited is a wholesale cask whiskey firm (founded 2018 by Jay Bradley, Scott Sciberras and William Fielding) selling Irish and Scotch casks to retail buyers, marketed across the UK, Ireland, the USA and Australia. The FCA register records the firm as 'No longer authorised' as of 17 January 2025. The cask product is itself unregulated, so trading continues, but the loss of FCA authorisation materially weakens any consumer-facing protections.

The firm sells wholesale casks of Irish and Scotch whiskey with prepaid storage and insurance bundled for an initial term (claimed ~5 years for Irish casks and ~10 years for Scotch). After the prepaid period, storage and insurance run at c. €50/yr. Exit routes include private sale, auction, buy-back or bottling — there is no public secondary market.

Cask ownership from approximately €3,100 per Irish cask, and £2,500–£3,650 per Scotch cask. ASA findings indicate service or seller fees of 2–5% may apply on exit; buy-back is contractual rather than guaranteed.

Investors prepared to accept the unregulated nature of cask ownership, the operational risk implied by the loss of FCA authorisation, and the absence of FSCS / FOS recourse. Capital is at risk and exits may take time.