Invest & Fund
FCA-authorised P2P platform focused on UK property development lending with published outcomes statements and cohort performance reporting.
General Information
Invest & Fund is an FCA-authorised peer-to-peer lending platform (FRN 711378) that focuses on UK property development lending. The platform explicitly publishes a regulatory Outcomes Statement section explaining default definitions and loan performance by financial year, in line with FCA expectations for transparency.
This commitment to structured performance reporting positions Invest & Fund as one of the more transparent platforms in the property P2P lending space, providing investors with cohort-level data to support their investment decisions.
How does it work?
The platform focuses on UK property development lending and provides the FCA-required performance presentation so investors can see cohort performance and understand the platform's definition of default, which is typically aligned to the FCA's 180+ days past due concept.
What do they offer?
Invest & Fund offers property development loans on a self-directed basis, allowing investors to select individual deals based on published project information. Each loan typically includes details on the property, borrower, security structure, and expected terms.
As with other development lending platforms, repayment is dependent on successful project completion and exit, whether through property sales or refinancing. Extensions beyond original terms are possible in the normal course of development lending.
Who is it for?
Invest & Fund is suited to investors who want FCA-regulated P2P property exposure with a strong emphasis on transparency via outcomes reporting, but who can tolerate project risk and illiquidity until repayment.
The platform's published performance data allows investors to make more informed decisions, but past performance data does not eliminate the risk of future losses. Capital is at risk and investments are not protected by the FSCS.
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Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
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