Nester Platform

Nester Platform Ltd (FRN 915346) is directly authorised by the FCA to operate a peer-to-peer financing platform and to offer Innovative Finance ISAs (IFISAs) and Sharia-compliant finance products. The firm is directly authorised (not an Appointed Representative) per the available registration summary.

Several non-core claims about founding date, founders' biographies, AUM and recent fundraising rounds (e.g. a cited $21m Series A in Feb 2026) are not corroborated by the FCA Register or supplied Outcomes Statements and are flagged as unverified. The nester.co.uk domain was reported offline in the latest probe — verify operational status before any engagement.

Nester is described as a marketplace connecting investors with property buyers (borrowers) seeking short-term finance for purchase, refurbishment or refinance, with loans secured on UK property and distributed to investors via loan tranches listed on the platform. Platform materials state that applications are screened and approved by a credit committee, with security taken over the property and investor interests held via a trust or security structure. These operational details are typical for property-backed P2P platforms but the specific mechanics (pre-funding partners, exact trustee arrangements, delegated recovery processes) are not independently evidenced.

Confirmed: the FCA Register lists Nester Platform Ltd with permissions for peer-to-peer lending and IFISAs. The platform publishes annual Outcomes Statements intended to show how actual outcomes compared with targets.

Marketing claims (treat as unverified): target returns of up to 9% p.a. (a target, not a guarantee); minimum investment of £1,000; zero investor fees with a c.3% borrower fee; no secondary market for early exits. P2P/IFISA investments are not FSCS-protected; capital is at risk.

Nester is positioned toward investors seeking Sharia-compliant, property-backed P2P investments and users who want their P2P holdings inside an IFISA wrapper where eligible. These are high-risk, illiquid investments secured on property; capital is at risk and returns are not guaranteed. Verify actual historic outcomes via the published Outcomes Statements before committing capital.