Other.
    ESG / Impact
    Private Debt
    Debt
    FCA Regulated

    Qardus

    Sharia-compliant P2P business finance. Ethical lending for UK SMEs following Islamic finance principles.

    Founded
    2019
    Geography
    UK
    Category
    Peer-to-Peer (P2P)
    Type
    Debt
    AUM
    Minimum
    Secondary Market
    Website
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    General Information

    Qardus is an FCA-authorised P2P platform founded in 2019 providing Sharia-compliant business finance for UK SMEs with approximately £8 million facilitated. One of the few platforms offering Islamic finance-compliant P2P lending in the UK.

    How does it work?

    Qardus structures lending using profit-sharing or asset-based structures rather than interest-based lending, in accordance with Islamic finance principles. Returns are generated through profit-sharing mechanisms.

    What do they offer?

    Sharia-compliant business finance investments with a minimum of £100. Structures comply with Islamic finance principles while providing competitive returns. No secondary market.

    Who is it for?

    Suited to investors seeking Sharia-compliant options or ethically-minded investors attracted to the principles-based framework. SME financing carries credit risk. Capital is at risk.

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    Last reviewed: February 2026Sources: FCA Register, Companies House, platform disclosures

    Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.

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