Private Debt Platforms in the UK

UK-incorporated impact lender (not FCA-authorised) providing small-ticket debt financing to early-stage clean energy SMEs in Sub-Saharan Africa and Southeast Asia.

UK-based alternative investments platform (Connection Capital LLP) founded in 2010 and directly authorised by the FCA (FRN 705640).

Debt and equity crowdfunding for established SMEs.

Directly FCA-authorised UK P2P lending platform (FRN 648742) offering business loans, bonds and loan notes with no investor-facing fees and an IFISA wrapper.

Blockchain-based tokenisation platform (formerly Smartlands) offering fractional access to real estate, SME, mobility and agricultural projects via the $DFIND token and DAO governance.

Downing LLP (FRN 545025) is a UK-based, FCA-authorised MiFID investment manager founded in 1986, managing c.

UK peer-to-peer lending platform specialising in property-secured business loans.

UK SME lender (FRN 722513) founded 2010.

UK-based B2B technology provider for private markets, acquired by Euroclear in December 2022.

HNW Lending Ltd is a UK peer-to-peer (P2P) lending platform directly authorised by the FCA (FRN 712956) that arranges secured loans, primarily against UK property and other high-value assets.

Match the Cash Limited (FRN 718844) is a UK Peer-to-Peer lending platform founded in 2014, directly authorised by the FCA.

Octopus Investments Limited (FRN 194779, directly FCA-authorised since Dec 2001) is a major UK alternative investment manager reporting £14.6bn of group AUM (Dec 2025).

Qardus is a UK platform offering Sharia-compliant SME financing (commodity Murabaha-style facilities reported) under independent Sharia oversight.

Rebuildingsociety.com Limited (FRN 658024) is a directly FCA-authorised UK peer-to-business (P2B) lender connecting investors with SMEs through secured and unsecured loans.

Rockpool Investments LLP (FRN 572300) is an FCA-authorised UK private markets firm offering deal-by-deal access to private equity and private debt in UK lower mid-market companies, with IFISA.

ShareCredit (Share Credit Limited, FRN claimed 719365) is a London-based P2P platform offering UK property-related loans with a £10 primary-market minimum and an IFISA wrapper.

Specialist UK private credit, VCT and infrastructure manager (founded 2004).

Asset-backed P2P lending platform operated by Open Access Finance Limited (FRN 741896).

The UK's largest broker for tax-efficient and alternative investments, serving 68,000+ members with £1.7B+ invested across VCTs, EIS, private equity, venture capital, private credit, and infrastructure.

UK marketplace (FRN 751087) offering fractional access to corporate bonds and gilts from £100, with IFISA and SIPP wrappers, an automated Robowise allocator and a secondary market.