Private Debt Platforms in the UK
Private debt platforms connect investors directly with borrowers, offering fixed-income alternatives outside the traditional banking system. This includes peer-to-peer lending, asset-backed loans, and specialist credit funds.
31 active platforms · 18 inactive
Inactive Platforms
Crowd for Angels
Equity and bond crowdfunding platform. Currently in wind-down mode following regulatory challenges.
Assetz SME Capital
Formerly one of the UK's largest P2P business lending platforms. Wound down its retail P2P loan book and ceased offering new investments to individual investors.
MoneyThing
Asset-backed P2P lending platform that ceased trading around 2020. Offered loans secured against business assets, property, and other tangible collateral.
ArchOver
Business lending P2P platform that ceased trading. Specialised in receivables-backed lending to UK SMEs, with loans secured against invoices and credit insurance.
Leap Lending
Peer-to-peer lending platform that connected borrowers with investors for consumer refinancing loans, with a focus on financial well-being and transparent, cost-efficient lending. No longer operational.
PrestaCap
PrestaCap was a private debt platform previously authorised by the FCA for investment-based crowdfunding. The platform focused on business lending before its FCA authorisation was cancelled.
Code Investing
Code Investing was an investment-based crowdfunding platform previously authorised by the FCA, offering debt-based investments. Its authorisation has since been cancelled and the platform is no longer operational.
Connective Lending
Connective Lending (Connective Lending Ltd) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Growth Street Exchange
Growth Street Exchange (Growth Street Exchange Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer business lending. Its authorisation has since been cancelled. Note: this is a separate FCA entity from LendingWorks (now operating as Growth Street).
Carminite
Carminite (Carminite Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Fitzrovia Finance
Fitzrovia Finance (Fitzrovia Finance Ltd) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
InFund Technologies
InFund Technologies (InFund Technologies Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Credit Peers
Credit Peers (Credit Peers Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Stratosphere
Stratosphere (Stratosphere Inc Ltd) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Lend and Borrow Trust
Lend and Borrow Trust (Lend & Borrow Trust Company Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Linked Finance P2P
Linked Finance P2P (Linked Finance P2P Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer business lending. Its authorisation has since been cancelled and the platform is no longer operational.
Formax Credit
Formax Credit (Formax Credit (UK) Ltd) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.
Go2 Partners
Go2 Partners (Go2 Partners Limited) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending. Its authorisation has since been cancelled and the platform is no longer operational.