This platform is no longer active — ceased trading since December 2021.
Profile retained as a historical reference. The information on this page does not represent an active investment opportunity. Explore active platforms
Closed· FCA authorised· Ceased trading · December 2021
Zopa
The world's first P2P lender, founded 2005 in the UK, facilitating over £5bn of consumer loans between retail investors and borrowers.
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- N/A
- Minimum investment
- £5bn+ lifetime (P2P closed)
- AUM / raised
- 2005
- Founded
- UK
- Geography
- No
- Secondary market
- Debt
- Investment type
At a glance
Zopa in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Private Debt
- Investment type
- Debt
- FCA authorised · Peer-to-Peer (P2P)
- N/A
- £5bn+ lifetime (P2P closed)
- Founded
- 2005
- Geography
- UK
- No
- Operating status
- Closed · Ceased trading · December 2021
- Last reviewed
- 2026-06
- Website
- zopa.com
Compare
Zopa vs other Private Debt platforms
| Zopa | Crowd2Fund | Goji | Charm Impact | |
|---|---|---|---|---|
| Minimum | N/A | £250 | Set by third-party platforms | $50,000 |
| FCA status | FCA authorised | FCA authorised | Regulatory status unverified | Not FCA regulated |
| Structure | Debt | Debt, Equity | Debt, Equity | Debt |
| Secondary market | No | No | No | No |
| Founded | 2005 | 2014 | 2016 | 2018 |
| Geography | UK | UK | UK (headquartered); global via partners | Africa & Southeast Asia |