Wealth Club Launches Private Markets SIPPUK's First Private Markets Personal Pension Opens the Door to Brookfield, CVC and EQT

<a href="/directory/platform/wealth-club">Wealth Club</a>, the non-advisory investment service for high-net-worth investors, has launched what it describes as the UK's first private markets Self Invested Personal Pension (SIPP). The product gives UK individuals access to 12 funds from 10 managers across <a href="/learn/private-equity-complete-guide">private equity</a>, <a href="/learn/venture-capital-complete-guide">venture capital</a>, multi-asset, secondaries, infrastructure and <a href="/learn/private-credit-complete-guide">private credit</a>.

The fund managers on the platform include some of the biggest names in alternatives: Brookfield, CVC, ARK and EQT, with the potential for further offerings to be added over time.

"This is a great opportunity for experienced investors to add a slice of private markets to their pensions," said Alex Davies, founder and chief executive of Wealth Club. "It marks a big shift in access to this part of the market, which has until recently been largely the preserve of institutions and the ultra-wealthy."

The Wealth Club Private Markets SIPP provides access to 12 funds spanning six distinct asset classes:

### Private Equity Funds from managers such as CVC and EQT, investing in established companies through buyouts, growth equity and operational improvement strategies.

### Venture Capital Including ARK-managed strategies providing exposure to high-growth technology and innovation companies — Wealth Club highlights access to names like SpaceX and SHL Medical through these funds.

### Secondaries Funds that buy existing private equity stakes at a discount, offering a way to access mature portfolios with shorter holding periods and potentially reduced blind-pool risk.

### Infrastructure Long-duration strategies investing in essential assets such as energy, transport and digital infrastructure — typically offering inflation-linked returns.

### Private Credit Direct lending and structured credit strategies from managers like Brookfield, providing yield premiums over public bond markets. For more on this asset class, see our <a href="/learn/private-credit-complete-guide">complete guide to private credit</a>.

### Multi-Asset Diversified strategies that blend multiple private market asset classes within a single allocation.

This breadth is notable — most existing SIPP providers offer little or no private markets exposure, limiting investors to listed equities, bonds and property funds.

The mechanics are straightforward, though not without limitations:

### Contributions Investors can make a lump-sum contribution of over £10,000 into the Private Markets SIPP. They can also transfer funds from an existing pension without investing any new money — useful for those who want to consolidate and reallocate an existing retirement pot.

### Tax Relief As with any SIPP, contributions attract income tax relief. Wealth Club highlights that higher-rate taxpayers can receive up to 45% relief, meaning a £10,000 investment could effectively cost just £5,500 after tax reclaim. This is a standard SIPP benefit, not unique to this product, but it does make the effective entry point considerably lower.

### Access Requirements This is designed for experienced, high-net-worth investors. Wealth Club operates as a non-advisory service, meaning it does not provide personalised investment recommendations — investors must make their own assessment of suitability. For those <a href="/learn/how-to-start-investing-in-alternatives">new to alternative investments</a>, it's worth understanding the basics before committing pension capital.

<a href="/directory/platform/wealth-club">Wealth Club</a> is a UK-based non-advisory investment service that has been offering private market funds to investors outside of a tax wrapper for just over a year. The platform recently crossed £30 million in assets on its private markets offering.

The firm has historically focused on tax-efficient investments — EIS, VCT and SEIS opportunities — and has built a reputation for curating institutional-quality opportunities for individual investors. The SIPP launch represents an expansion of this model into the retirement savings space.

Wealth Club is FCA-authorised and regulated, though as with all SIPP providers, the underlying fund investments carry their own risk profiles and are not necessarily covered by the Financial Services Compensation Scheme (FSCS) in the same way as cash deposits or mainstream investment funds.

This is where investors need to pay close attention. The funds available through the Wealth Club Private Markets SIPP are described as "semi-liquid" — an important distinction from daily-dealing unit trusts or ETFs.

### Redemption Gates The semi-liquid funds are designed to limit investor withdrawals each quarter if they exceed a certain threshold, typically 5% of a fund's total value. In practice, this means that if many investors request redemptions simultaneously, some may face delays or partial fulfilment.

### Why This Matters for Pensions For a pension product, the semi-liquid structure is arguably better suited than for a general investment account, since most pension savers have a long time horizon and do not need daily access to their capital. However, investors approaching retirement who may need to draw down should carefully consider how redemption restrictions could affect their income planning.

### Industry Precedent The US wealth market has recently seen jitters around Business Development Companies (BDCs) — listed vehicles that invest in private credit — where rising investor redemption requests have tested liquidity structures. While these are different products, the principle is similar: private markets assets are inherently illiquid, and any vehicle promising partial liquidity must manage the mismatch carefully.

Wealth Club's SIPP launch sits within a much broader structural shift in UK retirement savings. The SIPP market is projected to hit £1 trillion in assets by 2030, and there is growing demand from both investors and policymakers for pension capital to flow into productive, growth-oriented assets.

### The LTAF Connection This trend runs parallel to the rise of the <a href="/insights/uk-ltaf-complete-list-2026">Long-Term Asset Fund (LTAF)</a>, the FCA-authorised vehicle specifically designed to channel defined contribution pension money into private markets. Apollo Global Management recently <a href="/insights/apollo-ltaf-private-credit-uk">launched its first UK LTAF</a> focused on private credit, and managers like Schroders, BlackRock and Aegon have all entered the space.

The key difference: LTAFs are typically accessed through workplace pension schemes (the employer decides to allocate), whereas the Wealth Club SIPP puts the choice directly in the individual investor's hands. Both represent the same underlying trend — the democratisation of private markets access through retirement vehicles — but via different routes.

### A Playbook Emerges For <a href="/insights/individual-investor-playbook">individual investors looking beyond the stock market</a>, the options are expanding rapidly. Between LTAFs in workplace pensions, semi-liquid funds in SIPPs, and the growing availability of <a href="/insights/eltifs-ltafs-european-uk-private-markets">ELTIFs across Europe</a>, the infrastructure for retail private markets access is being built in real time.

The Wealth Club Private Markets SIPP is a genuinely novel product in the UK market. It provides a direct route for experienced individual investors to allocate pension capital to institutional-quality private market funds, with the tax benefits that come with a SIPP wrapper.

However, this is not a product for everyone. The semi-liquid structure, minimum investment requirements, and non-advisory nature of the service mean it is best suited to investors who:

- Have a long time horizon (ideally 7+ years to retirement or drawdown) - Understand the liquidity constraints of private markets - Are comfortable making their own investment decisions without personalised advice - Can afford to lock away capital beyond their immediate income needs

For those who meet these criteria, it represents a meaningful expansion of what's possible within a UK pension. For everyone else, the more likely route to private markets exposure remains through workplace pension schemes that choose to allocate to LTAFs or similar vehicles.

Either way, the direction of travel is clear: private markets are steadily moving from the institutional fringe into the mainstream of UK retirement savings.