This platform is no longer active.
Profile retained as a historical reference. The information on this page does not represent an active investment opportunity. Explore active platforms
Denmark Square
Denmark Square Limited (FRN 727325), trading as Money & Co., was an FCA-authorised P2P business lending platform.
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- N/A
- Minimum investment
- N/A
- AUM / raised
- 2013
- Founded
- UK
- Geography
- Yes
- Secondary market
- Debt
- Investment type
Denmark Square in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Private Debt
- Investment type
- Debt
- FCA authorised · Peer-to-Peer (P2P)
- N/A
- N/A
- Founded
- 2013
- Geography
- UK
- Yes
- Operating status
- Closed
- Last reviewed
- June 2026
- Website
- denmarksquare.com
What was Denmark Square?
Denmark Square Limited (trading as Money & Co.) is a UK company that operated a peer-to-peer lending platform for business loans. The company is listed on the FCA Register under FRN 727325 and is directly authorised by the FCA for certain activities.
The Money & Co. platform is no longer trading and Denmark Square Limited has ceased its retail investment-funded lending activities. Investors should treat historical platform information as superseded by this inactive status.
How did Denmark Square work?
Historically, Money & Co. connected individual lenders with small businesses seeking loans. Investors funded business loan tranches in return for interest, with some loans eligible to be held within an Innovative Finance ISA (IFISA) when the platform was operational.
Capital was — and remains for legacy loans — explicitly at risk. P2P business lending is generally not covered by the Financial Services Compensation Scheme (FSCS), although customers can pursue complaints through the Financial Ombudsman Service. Because the platform is inactive, these mechanisms no longer provide an accessible investment route for new investors.
What did Denmark Square offer?
When active, Money & Co. offered business loan investments and an IFISA wrapper for eligible loans. Marketing historically referenced advertised gross average returns in excess of 8% p.a., with platform fees reported at around 1% per annum taken from gross returns — these are historical figures and not current.
A secondary market called "Loans for Sale" existed to provide a route for early exit, though liquidity depended on buyer demand and the platform's operational status. No verified aggregate AUM or long-term performance statistics are available.
Who was Denmark Square for?
Money & Co. targeted private investors prepared to accept the higher risk associated with unsecured or secured business lending in exchange for potentially higher interest income. The IFISA wrapper suggested suitability for tax-aware investors who understood that capital at risk and FSCS protection did not generally apply to P2P loan investments.
Given the platform is now inactive, it is no longer a viable option for new investors.
What stands out, and what to weigh against it
Historical strengths: the firm was directly authorised by the FCA, operating under FCA oversight for its authorised activities. Availability of an IFISA and a secondary market were features that, when active, could support tax efficiency and potential liquidity.
Key risks and current status: the Money & Co. platform is no longer trading and Denmark Square Limited has ceased retail investment-funded lending activities. This materially changes the relevance of any historical track record and liquidity claims. There has been at least one Financial Ombudsman Service decision against the firm for overcharging fees, indicating operational failings in at least one case. Historical investments were not covered by the FSCS, so investors bore the full credit risk of borrower defaults.
This is Other.'s editorial assessment based on the information reviewed. It is not a recommendation.
Before you go further
Points we would verify against the platform's current documents rather than take from this page.
- Primary red flags
Money & Co. is no longer trading and Denmark Square Limited has ceased retail investment-funded lending activities. Investors cannot access new investments via the platform, and recoveries of outstanding loans remain a live issue for former users.
The FCA Register shows restrictions on the firm's permitted activities, and the Financial Ombudsman Service has found against the firm in at least one fee dispute. Historical marketing claims of high returns should be treated cautiously: past advertised returns are not guarantees and, given the platform's current status, are not forward-looking indicators.
Sources and methodology
- Last reviewed
- June 2026
- Sources
- FCA Register (FRN 727325), Financial Ombudsman Service decisions, cpfclaims.co.uk, Companies House, denmarksquare.com
- Methodology
- How we research platforms →
Editorial research, not financial advice. See the full disclaimer in the site footer. Are you the owner of Denmark Square or representing the company? To submit an addition, clarification or correction, get in touch or use our contact form.
Denmark Square vs other Private Debt platforms
| Denmark Square | Crowd2Fund | Goji | Charm Impact | |
|---|---|---|---|---|
| Minimum | N/A | £250 | Set by third-party platforms | $50,000 |
| FCA status | FCA authorised | FCA authorised | Regulatory status unverified | Not FCA regulated |
| Structure | Debt | Debt, Equity | Debt, Equity | Debt |
| Secondary market | Yes | No | No | No |
| Founded | 2013 | 2014 | 2016 | 2018 |
| Geography | UK | UK | UK (headquartered); global via partners | Africa & Southeast Asia |
Understanding private lending, direct loans, and debt investments. How non-bank lenders generate yield and how individual investors can access the asset class.