JustUs
P2P platform offering both property-backed and personal loans. Mix of secured and unsecured lending opportunities.
General Information
JustUs states it operates an electronic system in relation to lending and is FCA-regulated, operating as a trading style of eMoneyHub Ltd. The platform evolved from an earlier FCA-regulated P2P platform known as eMoneyUnion.
The platform provides peer-to-peer lending services with dedicated pages for statistics and outcomes statements, consistent with FCA expectations for P2P platforms operating in the UK.
How does it work?
JustUs maintains dedicated pages for platform statistics and outcomes statements, providing transparency into lending volumes and performance. The platform facilitates P2P lending where investors fund loans to borrowers through the platform's electronic system.
What do they offer?
JustUs offers P2P lending across a mix of loan types that can vary by period. The platform's press materials position it as an evolution of the earlier eMoneyUnion platform, building on an existing FCA-regulated lending infrastructure.
Investors access lending opportunities through the platform and receive returns based on borrower repayments. The specific loan mix and terms available may change over time based on market conditions and platform strategy.
Who is it for?
JustUs is suited to investors who want FCA-regulated P2P exposure and are willing to underwrite borrower credit risk and platform-specific liquidity constraints. As with all P2P lending, capital is at risk and returns depend on borrower repayment performance.
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Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
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