Consumer Lending · 6 active · 2 closed · Updated July 2026
Consumer Lending Platforms in the UK
Consumer lending platforms facilitate personal loans funded by individual and institutional investors. These peer-to-peer structures offer borrowers competitive rates and investors regular income streams.
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Showing 1–6 of 6 platforms
Consumer Lending Platforms
Consumer Lending FAQs
- What is consumer lending platform investing?
- It's funding personal loans to individual borrowers through a peer-to-peer platform, earning interest as those loans are repaid, rather than lending being intermediated solely by banks.
- Is consumer lending platform investing FCA-regulated?
- UK peer-to-peer consumer lending platforms are typically FCA-authorised, since consumer credit intermediation falls under FCA regulation — check a platform's FCA Register entry to confirm.
- What's a typical minimum investment for consumer lending platforms?
- Minimums are usually low, often from £10–£100, since capital is typically spread across many small loan parts to diversify risk.