This platform is no longer active.
Profile retained as a historical reference. The information on this page does not represent an active investment opportunity. Explore active platforms
Stratosphere
Stratosphere (Stratosphere Inc Ltd) was a loan-based crowdfunding platform previously authorised by the FCA for peer-to-peer lending.
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- N/A
- Minimum investment
- N/A
- AUM / raised
- 0
- Founded
- UK
- Geography
- No
- Secondary market
- Debt
- Investment type
Stratosphere in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Private Debt
- Investment type
- Debt
- FCA authorised · P2P
- N/A
- N/A
- Founded
- 0
- Geography
- UK
- No
- Operating status
- Closed
- Last reviewed
- February 2026
- Website
- N/A
What was Stratosphere?
Stratosphere (Stratosphere Inc Ltd) was a loan-based crowdfunding platform previously authorised by the Financial Conduct Authority (FCA) for peer-to-peer lending activities.
Stratosphere's FCA authorisation has since been cancelled. The platform is no longer operational. This profile is maintained for historical reference as part of the FCA FOI Table 2 record of authorised loan-based crowdfunding platforms.
How did Stratosphere work?
Stratosphere operated as a peer-to-peer lending platform, connecting investors with borrowers seeking financing. The platform managed the lending process on behalf of both parties.
What did Stratosphere offer?
Debt-based investment opportunities through peer-to-peer loans. Specific loan terms, interest rates, and risk profiles varied by offering.
Who was Stratosphere for?
Investors seeking debt-based returns through peer-to-peer lending via a regulated platform. As a formerly FCA-authorised platform whose authorisation has been cancelled, this profile is maintained for historical reference only.
Sources and methodology
- Last reviewed
- February 2026
- Sources
- FCA FOI Table 2, FCA Register
- Methodology
- How we research platforms →
Editorial research, not financial advice. See the full disclaimer in the site footer. Are you the owner of Stratosphere or representing the company? To submit an addition, clarification or correction, get in touch or use our contact form.
Stratosphere vs other Private Debt platforms
| Stratosphere | Crowd2Fund | Goji | Charm Impact | |
|---|---|---|---|---|
| Minimum | N/A | £250 | Set by third-party platforms | $50,000 |
| FCA status | FCA authorised | FCA authorised | Regulatory status unverified | Not FCA regulated |
| Structure | Debt | Debt, Equity | Debt, Equity | Debt |
| Secondary market | No | No | No | No |
| Founded | 0 | 2014 | 2016 | 2018 |
| Geography | UK | UK | UK (headquartered); global via partners | Africa & Southeast Asia |