Housemartin

Housemartin (formerly Assetz Exchange) was founded in 2014 and describes itself as a UK property equity crowdfunding marketplace focused on supported living and social housing properties operated through Special Purpose Vehicles (SPVs). The company is registered as Assetz Exchange Limited (company no. 09285310) with Peter Read identified as a director and founder.

The platform rebranded to Housemartin in 2024. Housemartin Property Limited is authorised and regulated by the Financial Conduct Authority under firm registration number 668931. The platform connects retail investors with properties leased to charities and housing associations for supported living, with rental income paid monthly to investors.

Investors buy fractional equity units in individual property SPVs, with a minimum investment of £1 per unit. Properties are unleveraged at the SPV level and leased to operators (charities and housing associations) who manage tenants.

Rental income is distributed proportionally to investors on rent payment days. Housemartin operates a secondary market for buying and selling listed property equity units and advertises no commission or trading fees for secondary market transactions, but actual liquidity is subject to buyer availability and market conditions.

Investors should treat platform yield figures as platform-stated AERs and not guaranteed returns; AERs shown on the site (for example, up to 7.59%) are not substitutes for audited historical performance data.

Product: Fractional equity in UK supported living and social housing properties via SPVs, with monthly rental distributions and potential capital growth from property valuation changes.

Minimum: £1 per unit.

Fees: The platform advertises no platform, commission or trading fees for buying and selling on its Exchanges. Other fees (management, administration, exit, FX spreads) are not clearly disclosed in third-party sources and should be confirmed directly with the platform.

Returns: Housemartin's website displays advertised AERs (for example, 'up to 7.59%'); these are platform-stated headline rates and should be treated as illustrative rather than guaranteed. No comprehensive, independently audited historical return series or default-rate dataset is publicly available.

Tax wrappers: Availability of IFISA or SIPP wrappers is not documented in the provided research and should be verified with the platform.

Housemartin is suitable for retail investors seeking exposure to UK property equity with a low monetary entry point and who accept the risks of: limited liquidity, property valuation volatility, operational risks at the property/SPV/operator level, and no FSCS protection for these equity investments.

The platform's social-impact focus (supported living) may appeal to investors prioritising impact alongside potential income.

• Clone/impersonation warning: the FCA has published warnings about clone firms using the Assetz name and similar digital contact details — confirm you are using the official site and contact details.
• Limited publicly available audited performance data and default statistics for the platform; treat headline AERs as illustrative and request historical performance and property-level data directly from the platform before committing capital.
• Fee transparency: while secondary-market trading is advertised as fee-free, other fees are not clearly documented in third-party sources — request a full fee schedule and examples of net returns after fees.