easyMoney
Property-backed P2P lending with bridging and development loans. Part of the easyGroup family with strong brand recognition.
General Information
easyMoney announced in June 2025 that it had surpassed £500 million in property-backed lending, reporting a "zero capital loss record" to investors at that time along with more than £50 million in total interest paid and over £1.5 million in monthly interest payments. The platform is part of the easyGroup brand family.
As one of the larger property-backed P2P platforms by lending volume, easyMoney has established significant scale within the UK market. However, the zero capital loss claim is a historic outcome reported by the platform and should not be interpreted as a guarantee of future performance.
How does it work?
easyMoney arranges property-backed lending through its platform, with investors typically receiving monthly interest payments. The platform's lending is secured against UK property assets, with loan-to-value ratios and security structures varying by individual deal.
What do they offer?
easyMoney offers property-backed P2P lending with ISA positioning and a strong marketing emphasis on its track record. The platform has achieved notable scale milestones and markets its historic performance prominently.
It is worth noting that "zero capital loss" is a platform-claimed historic outcome — not a guarantee of future performance. Property market downturns, borrower defaults, and enforcement challenges can all result in capital losses, and past performance in benign market conditions may not be replicated in more stressed environments.
Who is it for?
easyMoney is suited to yield-seeking investors who value property-backed P2P with scale milestones and brand recognition, but who accept that property downturns can change loss experience quickly. The platform's track record has been built during a period of broadly supportive property market conditions.
As with all P2P lending, capital is at risk, investments are not protected by the FSCS, and returns depend on borrower repayment performance and property market conditions.
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Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
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