CrowdProperty
Development finance specialists connecting investors with experienced property developers. Strong focus on due diligence and risk assessment.
General Information
CrowdProperty is an FCA-authorised peer-to-peer platform (FRN 723959) focused on SME residential and mixed-use development lending, largely outside prime Central London. Since launch, the platform has lent approximately £455 million, establishing itself as one of the more active development finance platforms in the UK P2P sector.
CrowdProperty's lending model is typically senior-secured, positioning it first in the repayment queue on many deals, although structures can vary by product and individual transaction. The platform focuses on experienced developers with demonstrable track records in residential and mixed-use projects.
How does it work?
CrowdProperty publishes FCA-required Outcomes Statements for specific loan categories, including second-charge lending, and maintains a live statistics area that separates performance reporting by charge type. This level of segmentation allows investors to assess risk profiles across different parts of the loan book.
What do they offer?
CrowdProperty typically offers development finance and bridging-style loans, usually of medium duration (commonly under approximately two years), with repayment reliant on practical project exits such as property sales or refinancing. Investors should expect extensions to be common in development lending due to planning and build delays.
Loans are generally secured against property assets, with loan-to-value ratios and security structures varying by deal. The platform provides deal-level information including project details, security arrangements, and expected terms to support investor decision-making.
Who is it for?
CrowdProperty is suited to investors seeking property-backed P2P returns who can tolerate development execution risk, timetable slippage and extensions, and loss risk even with security — since recovery depends on asset value and enforcement outcomes.
As with all development lending, delays are common and outcomes are not guaranteed. Investors should be prepared for the possibility that loans may be extended beyond their original terms and that capital is at risk.
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Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
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