IFG.VC

IFG.VC Limited (trading as Cur8 Capital) is a UK-based platform offering Sharia-compliant alternative investments. The firm is directly authorised by the Financial Conduct Authority (FCA) under FRN 943736, authorised on 13 April 2022. The brand origins are linked to the earlier Islamic Finance Guru (IFG) content business.

The platform markets venture capital, private equity, real estate and fixed-income products aimed at investors seeking Sharia-compliant options. Its website states it has "$200m+ invested in line with our customers' values" — this figure is self-reported and should be treated as unaudited unless substantiated by audited financial statements.

So what? Direct FCA authorisation means the firm is regulated and responsible for its own compliance (not an Appointed Representative). However, regulation does not guarantee that underlying products (startup equity, property loans) are protected by the FSCS — many alternative investments are not FSCS-protected. Treat regulatory status as oversight of the firm, not protection for investment performance or capital recovery.

Cur8 Capital describes a model of sourcing and curating institutional-grade Sharia-compliant alternative investments, conducting due diligence, and offering access via its platform. The firm reports charging upfront structuring fees (cited as 0.75%–3.5%; Cur8 EIS at 2%), annual management fees (0%–2% pa), and a profit share of ~20% on venture exits. A membership fee of around £648 pa is also reported, with some elements appearing only in marketing materials [unverified].

So what? Fee layering — upfront, ongoing and carried interest — materially reduces net investor returns. Prospective investors should request the firm's current fee schedule and the offer documents for any product before committing capital, rather than relying on marketing figures.

Products advertised include venture capital (EIS/SEIS-eligible where specified), private equity, real estate and fixed-income products (including property-backed income funds and sukuk-style structures), with marketing materials also referencing IFISA-eligible debentures [unverified].

Published target return ranges (targets, not guarantees) include: Venture Capital 20%+, Private Equity 18%+, Real Estate 7–15%, Fixed Income 6–11%. Minimums: individual deals from ~£1,500; fund minimums £1,500–£5,000; USD Income Fund from $5,000. Minimums are self-reported on product pages and may differ by offering and investor eligibility.

So what? Product type defines risk, liquidity and regulatory protection. Early-stage venture and private equity are high-risk and typically illiquid (multi-year hold); property and fixed-income offerings can be lower-volatility but still carry credit and market risk. Obtain full product documentation and tax-relief eligibility statements for any specific offer.

Cur8 Capital targets investors seeking Sharia-compliant alternatives. Marketing and offer documents indicate many products are aimed at experienced or certified investors (e.g. self-certified sophisticated or high-net-worth classifications) and/or those able to accept higher risk and illiquidity. Public risk messaging explicitly states that investors could lose all invested capital.

So what? Investor classification matters because certain promotions and products are only available to non-retail (or restricted retail) investors, and because FSCS and consumer protections often do not apply to complex alternative investments. Check your eligibility and the investor category used for an offer before investing.

• Brand confusion and impersonation: documented scams have used the "Islamic Finance Guru" brand or the IFG acronym to impersonate legitimate services. This does not mean IFG.VC is a scam, but it raises the verification burden — always confirm official domain names (ifg.vc / cur8.capital) and FCA details [unverified].
• Limited independent reviews: the Trustpilot profile for IFG.VC shows zero reviews; broader IFG-brand reviews tend to refer to the educational content business rather than the investment platform. Limited independent sentiment data increases reliance on firm disclosures.
• Unverified operational claims: many operational and performance claims in legacy profiles were not corroborated against public filings or audited reports. Request investor-level reports and audited statements where available.
• Verify FRN 943736 and permissions on the FCA Register, request offering documents, and confirm tax-relief eligibility and any secondary liquidity options before committing capital.