Property Crowd
UK commercial and residential property P2P lending. Mix of senior and mezzanine debt opportunities.
General Information
Property Crowd is an FCA-authorised peer-to-peer platform founded in 2014 that provides access to UK commercial and residential property lending with approximately £75 million facilitated. The platform offers a mix of senior and mezzanine debt opportunities.
By offering both senior and mezzanine positions, Property Crowd allows investors to choose their preferred risk-return profile across different parts of the capital stack.
How does it work?
Property Crowd sources property lending opportunities across commercial and residential sectors and conducts due diligence before listing deals. The platform offers both senior debt (first charge, lower risk/return) and mezzanine debt (subordinated, higher risk/return) positions.
What do they offer?
Property Crowd offers senior and mezzanine property-backed loans with a minimum investment of £1,000. Senior debt positions offer lower returns with priority repayment, while mezzanine positions offer higher potential returns but are repaid only after senior lenders.
The platform does not operate a secondary market.
Who is it for?
Property Crowd is suited to investors who want the flexibility to choose between senior and mezzanine positions. Understanding the difference is essential — mezzanine investors face significantly higher loss risk in the event of borrower default.
Capital is at risk on all positions. Investments are not FSCS-protected.
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Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
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