Simple Crowdfunding
UK property crowdfunding platform operated by Focus 2020 Limited (FRN 727214), currently listed on the FCA Register as 'Authorised — applied to cancel'.
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- £100
- Minimum investment
- Undisclosed
- AUM / raised
- 2013
- Launched
- UK
- Geography
- No
- Secondary market
- Debt, Equity
- Investment type
Simple Crowdfunding in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Real Estate
- Investment type
- Debt, Equity
- FCA authorised · Directly authorised (FRN 727214) · FCA Register
- Operator
- Focus 2020 Limited · Co. no. 04016517
- Company status
- Active
- £100
- Undisclosed
- Founded
- 2013
- Geography
- UK
- No
- Operating status
- Active
- Last reviewed
- June 2026
- Website
- simplecrowdfunding.co.uk
What is Simple Crowdfunding?
Simple Crowdfunding is a UK property-focused crowdfunding platform operating as Focus 2020 Limited (FRN 727214), founded in 2013. The firm appears on the FCA Register but is recorded as 'Authorised — applied to cancel', meaning it remains subject to FCA standards while that application is processed.
The platform also uses the trading name Simple Property Ltd (FRN 747022), which is an Appointed Representative of Share In Ltd (FRN 603332). Different trading names carry different regulatory relationships — check the specific legal entity on your account paperwork and investment documents.
How does Simple Crowdfunding work?
Simple Crowdfunding lists UK property development projects and loan opportunities. Investors register, complete suitability checks, and use an online dashboard to view and manage investments across cash, IFISA and SSAS pension accounts where eligible. The platform also runs a 'Learn Whilst Investing' programme of educational events.
The intermediary role means due diligence remains with investors — project performance depends on third-party developers and underlying property security.
What does Simple Crowdfunding offer?
Two main product types: equity stakes in property projects and property-backed P2P loans. Typical minimum investment is £100, with project-specific minimums varying. IFISA and SSAS pension wrappers are available for eligible investments.
Fees (fundraisers): £2,600 (ex VAT) application fee, 6% (ex VAT) success fee, plus legal/processing/survey costs; debt products reference a 1.5% annual management fee. Investors generally see no upfront fees but an IFISA transfer fee of c.£100 is noted. The platform has cited an average IFISA-eligible return of c.11% p.a. on its own materials — platform-reported, not independently audited.
Who is Simple Crowdfunding for?
Retail investors interested in UK property who want smaller entry sizes (c.£100) and access to property IFISA or pension wrappers where eligible. Investments are higher risk than cash or standard savings, are typically illiquid (no formal secondary market), and capital is at risk — investors can lose all invested capital. IFISA-held investments are not protected by the FSCS.
In short
The 'Authorised — applied to cancel' status of Focus 2020 Limited is the headline issue — it creates real uncertainty about long-term authorisation and warrants close monitoring of FCA updates and account paperwork. A historic Financial Ombudsman Service decision (DRN-3501726) found disclosure shortcomings in a Share In Ltd / Simple Crowdfunding promotion for a 2018 investment, which is worth reading. Combine that with limited independent performance verification, scarce third-party reviews and no formal secondary market, and this is a platform that requires unusually careful document-level due diligence.
- Last reviewed
- June 2026
- Sources
- FCA Financial Services Register (Focus 2020 Limited, FRN 727214, 'Authorised - applied to cancel'; Simple Property Ltd, FRN 747022, AR of Share In Ltd FRN 603332); simplecrowdfunding.co.uk (Risk, FAQ, Fees); Financial Ombudsman Service decision DRN-3501726; thecrowdspace.com; brikkapp.com; crowdinform.com; Trustpilot
- Methodology
- How we research platforms →
Editorial research, not financial advice. See the full disclaimer in the site footer. Are you the owner of Simple Crowdfunding or representing the company? To submit an addition, clarification or correction, get in touch or use our contact form.
Visit the platform to review current opportunities and terms.
You will leave Other. Read the offer document and check the FCA register entry before investing.
Simple Crowdfunding vs other Real Estate platforms
| Simple Crowdfunding | Aprirose | Jura Capital | CapitalRise | |
|---|---|---|---|---|
| Minimum | £100 | By arrangement (Prof. only) | From $25,000 (Prof./HNW/Soph. only) | £1,000 |
| FCA status | FCA authorised | FCA authorised | Not FCA regulated | FCA authorised |
| Structure | Debt, Equity | Equity | Equity | Debt |
| Secondary market | No | No | No | Yes |
| Founded | 2013 | — | — | 2016 |
| Geography | UK | UK, Europe | UK, International | London & Home Counties (UK) |
Understanding private real estate investment, from property types and fund structures to performance metrics and access routes for individual investors.
- What is the minimum investment on Simple Crowdfunding?
- Simple Crowdfunding's minimum investment is £100.
- Is Simple Crowdfunding regulated by the FCA?
- Yes. The FCA Register lists it as: Directly authorised (FRN 727214).
- Does Simple Crowdfunding offer a secondary market?
- No, Simple Crowdfunding does not currently offer a secondary market.