UP Investments
UP Investments Limited (FRN 652631, founded 2019) is an FCA-authorised crowdfunding aggregation platform trading as Upside Saving.
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- £100
- Minimum investment
- Undisclosed
- AUM / raised
- 2019
- Launched
- UK
- Geography
- No
- Secondary market
- Debt, Equity
- Investment type
UP Investments in ten seconds
Structured fields recorded the same way for every platform in the directory, so they can be compared like for like.
- Asset classes
- Venture Capital
- Investment type
- Debt, Equity
- FCA authorised · Directly authorised (FRN 652631) · FCA Register
- Operator
- UP Investments Limited · Co. no. 08548999
- Company status
- Active
- £100
- Undisclosed
- Founded
- 2019
- Geography
- UK
- No
- Operating status
- Active
- Last reviewed
- June 2026
- Website
- upsidesaving.com
What is UP Investments?
UP Investments Limited (FRN 652631, founded 2019) is an FCA-authorised investment platform trading as Upside Saving. It operates as a crowdfunding aggregation platform, routing capital into partner P2P and crowdfunding sites. A separate entity, Upside Money Limited, runs an unrelated cashback service.
Why this matters: the two Upside entities serve very different functions; only UP Investments Limited holds FCA permissions for investment activity, and current AUM is not publicly disclosed.
How does UP Investments work?
UP Investments historically operated a BERT-e robo-lending tool that allocated investor capital across partner platforms (e.g., Rebuilding Society). Investors deposited funds and the tool auto-bid into eligible loans. Liquidity depended on each partner platform's secondary market.
What does UP Investments offer?
Aggregated access to partner P2P / crowdfunding products from c. £100. Historic BERT-e fee cited at 10% of generated earnings (c. 1% p.a. on a 10% gross return assumption). Current product availability and fees should be verified directly.
Who is UP Investments for?
Investors comfortable with aggregated exposure to P2P and crowdfunding partners, who understand that underlying loans and equity stakes carry credit and total-capital-loss risk and that FSCS does not protect investment performance. Capital is at risk.
Sources and methodology
- Last reviewed
- June 2026
- Sources
- FCA Register (UP Investments Limited, FRN 652631); upsidesaving.com; partner-platform references (Rebuilding Society)
- Methodology
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Editorial research, not financial advice. See the full disclaimer in the site footer. Are you the owner of UP Investments or representing the company? To submit an addition, clarification or correction, get in touch or use our contact form.
Visit the platform to review current opportunities and terms.
You will leave Other. Read the offer document and check the FCA register entry before investing.
UP Investments vs other Venture Capital platforms
| UP Investments | Prospedia Capital | Republic Europe (formerly Seedrs) | Crowdcube | |
|---|---|---|---|---|
| Minimum | £100 | N/A | £10 | £10 |
| FCA status | FCA authorised | Formerly FCA authorised | FCA authorised | FCA authorised |
| Structure | Debt, Equity | Equity | Equity, Convertibles | Equity |
| Secondary market | No | No | Yes | Yes |
| Founded | 2019 | 2020 | 2012 | 2011 |
| Geography | UK | UK | UK & Europe | UK & Europe |
- What is the minimum investment on UP Investments?
- UP Investments's minimum investment is £100.
- Is UP Investments regulated by the FCA?
- Yes. The FCA Register lists it as: Directly authorised (FRN 652631).
- Does UP Investments offer a secondary market?
- No, UP Investments does not currently offer a secondary market.