Other.
    Consumer Lending
    Debt
    FCA Regulated

    Fund Ourselves

    Consumer credit P2P platform with IFISA wrapper. Focus on lower-risk consumer lending opportunities.

    Founded
    2016
    Geography
    UK
    Category
    Peer-to-Peer (P2P)
    Type
    Debt
    AUM
    Minimum
    Secondary Market
    Website
    £---m£---------

    General Information

    Fund Ourselves is an FCA-authorised consumer credit P2P platform founded in 2016 with approximately £25 million facilitated and an IFISA wrapper available. The platform focuses on lower-risk consumer lending.

    How does it work?

    Fund Ourselves originates consumer loans using credit bureau data and proprietary scoring. Investors allocate capital to consumer loans with diversification across multiple borrowers.

    What do they offer?

    Consumer loan investments with a minimum of £1,000 and IFISA wrapper. Consumer loans are unsecured. No secondary market.

    Who is it for?

    Suited to investors seeking consumer credit exposure as a diversifier. Consumer credit performance is sensitive to economic conditions. Capital is at risk and investments are not FSCS-protected.

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    Last reviewed: February 2026Sources: FCA Register, Companies House, platform disclosures

    Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.

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