Lendwise
Education finance P2P lending. Fund student and professional education loans for UK and international students.
General Information
Lendwise publishes Key Investment Statistics and Data Insights including default and recovery tables by origination year. The platform's statistics page shows 2025 originations of approximately £2.03 million and approximately £3.88 million in total within the scope of the published data.
By focusing on education finance, Lendwise occupies a unique niche within the UK P2P lending market, funding postgraduate and private education loans rather than the property or consumer credit lending more commonly seen on other platforms.
How does it work?
Lendwise facilitates education-focused lending, with investors funding postgraduate and private education loans. Performance is driven by borrower repayment behaviour and the platform's collections outcomes.
What do they offer?
Lendwise offers direct education finance exposure with published statistics intended to evidence transparency. The platform provides default and recovery data by origination year, allowing investors to track performance trends over time.
Returns are generated from interest payments on education loans. The relatively small scale of the platform's origination volumes is a factor investors should consider when assessing diversification and platform risk.
Who is it for?
Lendwise is suited to investors seeking consumer and education credit exposure rather than property-backed security, who can tolerate credit losses and illiquidity. The absence of physical collateral means that loss severity in default scenarios may be higher than on secured lending platforms.
The education lending niche provides genuine diversification from the property-focused platforms that dominate the UK P2P market, but investors should assess whether the scale and track record of the platform meet their requirements.
Unlock full platform information
- How does it work?
- What do they offer?
- Who is it for?
Already a member?
Free forever · No spam · Takes 10 seconds
Disclaimer: This article is for informational and educational purposes only and does not constitute financial advice and should not be considered as such. In particular, it does not constitute personal advice — please consult a qualified financial adviser to address your particular personal requirements. Other is not regulated by the Financial Conduct Authority (FCA), its authors are not financial advisers and it is therefore not authorised to offer financial advice. This article is not intended as an offer, invitation or solicitation for the purchase or sale of any investment, nor is its issuance intended to give rise to any other legal relations whatsoever and must not be relied upon for the purposes of any investment decision. The information contained in this article is subject to updating, revision and amendment.
Recommended Guides
Related Platforms
Unlock the full Lendwise profile