Real Estate Guides

FCA-authorised P2P platform (FRN 723959) providing senior-secured development finance to UK SME property developers. Company-stated total funded ~£1bn as of June 2026, though investor reviews flag transparency, recovery and default reporting concerns.

UK property-backed P2P lending platform (FRN 724890), mainly bridging loans, with an IFISA and a secondary market limited to Select-Invest loan parts. New investors can currently only join a waitlist (registration page, September 2026). Kuflink stopped covering investor losses with its own funds on 25 September 2025, so investors bear the full risk of loss. FCA requirements in force since 19 November 2025 close Auto-Invest to new money and ban lending to connected persons.

CapitalRise is a UK fintech platform providing direct lending and investment opportunities in prime residential and commercial property in London and the Home Counties. Founded in 2016 by Uma Rajah, Alex Michelin and Andrew Dunn — with roots in luxury developer Finchatton — the platform has originated over £588m in property loans since launch.

Formerly Assetz Exchange. UK property equity crowdfunding platform focused on supported living and social housing. Fractional ownership in SPV-held properties with monthly rental income. Rebranded to Housemartin in 2024. Housemartin Property Limited is authorised and regulated by the FCA (FRN 668931).

Bayuti is a registered trading name of Elite Capital and Management Services Limited (FRN 822039), a UK firm offering Sharia-compliant residential property investment. Its products include CrowdToLive, a Musharakah shared-ownership model that pairs homebuyers with investors, alongside other co-ownership products; crowdtolive.com now redirects to Bayuti. CrowdToLive is open to sophisticated and high-net-worth investors who pass a suitability test, with a £10,000 minimum. Investments are not covered by the FSCS.