UK Real Estate Investment PlatformsThe Complete List of UK Property Investment Platforms in July 2026

UK property investment platforms are the largest and most turbulent corner of the alternative finance market. The sector covers everything from peer-to-peer property lending (development finance, bridging, buy-to-let mortgages) to equity crowdfunding in individual buildings and fractional ownership structures. It has also produced the largest cluster of failures in UK alternative finance — Lendy, FundingSecure, The House Crowd, Yielders, Property Crowd and others have wound up or entered administration since 2019.

This directory covers every real-estate platform in Other.'s database as of July 2026 — active operators alongside the notable failures, because the failures are as much part of the market's shape as the survivors. Related reading: alternatives to CrowdProperty and alternatives to Kuflink.

Every platform in the table below is drawn from Other.'s UK alternative investment platform directory as of 2 July 2026. Entries are filtered on asset type and description keywords, then sorted with active platforms first and inactive or wound-up operators shown below with the reason. Inclusion is not endorsement, and absence is not a judgement — please verify each platform's current status directly and consult the FCA Register before committing capital.

IFISA eligibility is the wrapper story. Most active peer-to-peer property lenders offer their loans inside an Innovative Finance ISA, which shields interest from income tax within the annual ISA allowance. That's the single largest structural advantage of P2P property lending over direct BTL.

Loan-to-value is the number that matters. Development and bridging loans at 60–65% LTV behave very differently from stretched-senior loans at 75%+. Read the platform's average LTV and default statistics before you read its headline yields.

Understand the exit mechanism. Some platforms offer a secondary market for early exit; others lock capital for the full loan term. In a downturn, secondary markets thin out fast — the 2019–2020 peer-to-peer wave demonstrated that emphatically.

Failures are a feature, not an outlier. More than 20 UK property platforms have wound up, entered administration, or been acquired since 2018. When comparing platforms, weight track record, capital adequacy and the operator's history at least as heavily as headline yield.

Are P2P property loans covered by FSCS?

No. FSCS doesn't cover peer-to-peer loan capital or interest. It may cover client money held by an authorised platform in specific circumstances, but not the underlying loan investment. If the borrower defaults or the platform fails, recovery depends on the loan security and the administration process.

What's the difference between P2P property and REITs?

REITs are publicly-listed property companies traded on the LSE — daily liquid, professionally managed, taxed as property income. P2P property is direct lending against specific properties — illiquid, higher-yielding, and the credit risk is on individual loans.

Can I hold property platforms in an ISA?

Peer-to-peer property loans can be held in an Innovative Finance ISA (IFISA) where the platform offers one. Equity crowdfunding investments generally cannot be held in an ISA but may qualify for EIS or SEIS relief.